Arash Zad being one of two founders of Zenith Financial Group is a Board Certified Credit Consultant from NACC in the USA. Request a free consultation 818-200-0000
When controlled properly, debt is a valuable tool. Loans allow us to buy houses, cars, and educations. Lines of credit make spending more convenient. And payment plans save us from having to dealing with major expenses, such as out-of-pocket medical costs.
Debt relief is any strategy you take to get out of debt or to manage your debt so that you can function normally and keep up with your bills and living expenses. It usually refers to situations in which your debt has become too overwhelming to manage on your own. Debt relief includes debt management plans, debt … Continue reading What Are the Best Debt Relief Options?
The Verizon bill that you’ve been ignoring has now gone into collections and the calls are flooding in. What now? It depends on how long the account has been in collections and if they’ve reported it to the credit bureaus. If the account was recently sent to collections, the good news is you can resolve … Continue reading Verizon Collections – How to Remove Them from Your Credit Report
The Fair Debt Collection Practices Act (FDCPA) is a law originally passed in 1978 in order to protect consumers and regulate the tactics that can be used to by debt collectors. If you have had collection agencies hounding you over a debt, it is imperative that you know what you rights are as outlined in the FDCPA. … Continue reading What Is the Fair Debt Collection Practices Act?